Intelligent Finance for
Modern Cooperatives
Elevate your credit cooperative with AI-driven accounting, seamless loan origination, robust regulatory compliance, and stunning member experiences.
Everything you need to scale
Replace fragmented legacy software with a unified, state-of-the-art platform.
Core Ledger
Double-entry accounting, real-time GL posting matrix, and instant trial balances with automated reconciliation.
Loan Engine
End-to-end loan lifecycle from application to NPA, with dynamic EMI, penal interest, and automated provisioning.
AI Risk Intelligence
ML-powered NPA prediction, transaction anomaly detection, and automated suspicious activity flagging.
Auto-Compliance Engine
One-click NABARD Annual Reports, Registrar Returns, TDS 26Q, and real-time AML monitoring with STR auto-detection.
Member Portal
Self-serve digital passbooks, EMI schedules, loan applications, and instant statements for members.
Built by cooperative experts, for cooperatives
We understand the unique challenges of credit cooperatives in India — from complex regulatory requirements to multi-tier governance structures.
Bank-Grade Security
SOC 2 compliant, end-to-end encryption, and role-based access controls
10x Faster Operations
Automate day-end, month-end, and annual closing processes in minutes
Real-Time Analytics
Director dashboards, NPA trends, and predictive risk insights
“Sahayog AI transformed our cooperative's operations completely. What used to take 3 days for month-end closing now takes 30 minutes. The AI-powered compliance features alone saved us from two potential regulatory issues.”
Shri Ramesh Patil
President, Nagpur District Credit Co-operative Society